Thinking Aloud: Volume VIII, Issue 3

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The August 2021 issue of Thinking Aloud focuses on “Covid-19 and Development Challenges of Bangladesh”. The first page article titled “Challenges of SMEs in the time of the pandemic” emphasizes that the resonant performance of SMEs is critical for the recovery of the overall economy in the pandemic context. However, the ongoing pandemic has had some intense impacts on the SME sector of the country as well, and the recovery path for many SMEs is likely to be uncertain. The article suggests several policies and support measures to help the SME sectors come out of the crisis, including deferring income and profit tax payments, providing tax reliefs, easing debt repayment schedules and rent and utility charge payments, providing soft loans (working capital) at low-interest rates, ensuring salary subsidies for job protection, introducing temporary regulations to prevent large-scale lay-off, and allowing alternative work arrangements (including short-time leave). The second and third pages of this issue present two more articles drawing on the SANEM Household Survey 2020. The article titled “Impact of the pandemic on education sector in Bangladesh: Findings from SANEM’s household https://bes.org/valium-online/ survey” analyses the precarious impacts of Covid-19 on the education sector, which could result in permanent loss of human capital with severe long-term consequences. The article concludes that a medium to long-term policy framework addressing the digital divide, as well as adequate aid and scholarships for the disadvantaged students, is mandatory for the education sector rejuvenation. The article titled “Household’s coping strategies during the pandemic: Findings from SANEM’s household survey” examines the nature of the crisis faced by the households along with associated coping strategies and assessed the potential consequences in the short term to long term. The article suggests that a universal social security programme for all poor, including new poor households, large-scale employment generation programmes, particularly focusing on the youth, along with more active and coordinated collaboration between the government, development partners, and non-government organisations, will be crucial to mitigating the adverse impacts of the pandemic. The fourth page draws attention to the events in July 2021 and the forthcoming 6th SANEM Annual Economists’ Conference (SAEC) 2021 which will be held on 4-5 December 2021.

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Fazlur Rahaman Chowdhury

Director


AFM Trade International Ltd was established in 2017 from the eagerness to do something good & different. We know that hard work is the key to success. If skill is associated with hard working, then success is must. And Customer Satisfaction is the result of our success.
We are confident about our customer satisfaction & we secure this confidence to everybody who goes with us!!!

Md. Golam Mostofa

Managing Director

Our desire to the “Excellence” and only sky is the limit! Vision ambition and execution are the key goals of our Company.


In the emerging highly competitive world, there is obvious need to produce “Excellence” for adapting to the changing scenario and complex situations and are innovative enough to face the diverse challenges effectively for creating a culture of will-to-win inside the organization, which will make possible the creation of enjoyable experiences for all times.


We emphasis on sustainable growth, dynamic and talented human capital driven by values, excellent team work, amalgamation of experience & expertise and involvement of midlevel management in decision making process will surely create a solid foundation of strengths of the Company. Dynamic & skilled team member, long experience & efficient operation system will drive the company to the “Excellence” in coming days.


The year ahead will have enormous challenges, but I am quite confident that AFM Trade International Limited will successfully rise to these challenges by managing its cost lines, driving its efficiency, and providing even best quality services to our precious & trusted customers.

Ashraf Hossain Khan (Advocate)

Chairman

We can do It!
“To be the priority choice of our customer”

The Management of AFM Trade International Limited strongly emphasize on the commitment of the company towards the quality produce and services to meet customer needs by minimizing any errors and adopting tc best practice in overall working place.

We strive to excel through customer fetes maintain a chain of service by constant information sharing, utilizing all possible
resources, technologies to stand out from the crowd. —

AFM Trade International Limited will stand strong to provide best co-operation for continuous improvement to achieve business goals by a win-win situation for our customers and stakeholders”.

Your reliable & twated CRF and logistics partner